Luni

Your financial life, finally connected

Turn messy financial data into clear next steps.

Most tools show you what happened. Luni tells you what it means, and what to do about it.

What Luni does

  • Connects your bank accounts and sorts transactions into spending categories automatically.
  • Gives you a monthly summary and AI insights that explain where your money actually went.
  • Splits shared expenses with friends and tracks who owes what, without the awkward math.
  • Finds recurring charges and subscriptions you may have forgotten about.
  • Runs a separate business workspace for income, expenses, AI summaries, and exportable reports.

Plans

Start free. Upgrade only when you need more. The free Bronze plan includes one connected bank account, spending categories, a monthly summary, basic insights, bill splitting, and iOS app access in beta. Paid plans add more bank connections, unlimited splits and AI chats, weekly money check-ins, and the business workspace.

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